Best For: Charge / dining & groceries

• 4x restaurants worldwide; 4x U.S. supermarkets up to annual cap; 3x eligible flights
• Dining and lifestyle credits; transfer-partner rewards

Best For: Credit / groceries & streaming

• 6% U.S. supermarkets up to $6,000/year; 6% select streaming; 3% transit and U.S. gas; 1% other
• Cash-back categories focused on household spend

Best For: Credit / mid-tier travel

• 5x Chase Travel; 3x dining and selected categories; 2x other travel; 1x other
• Transfer partners and travel protections

Best For: Credit / premium travel

• Elevated travel and dining rewards; portal bonuses vary by booking type
• $300 travel credit; lounge access; premium travel protections

Best For: Credit / simple cash back

• 5% Chase Travel; 3% dining and drugstores; 1.5% other eligible purchases
• Pairs well with eligible Chase travel cards

Best For: Credit / rotating categories

• 5% rotating categories on up to $1,500/quarter after activation; 5% Chase Travel; 3% dining/drugstores; 1% other
• Cell-phone protection and rotating category upside

Best For: Credit / premium travel

• 2x miles generally; elevated miles on selected Capital One Travel bookings
• Annual portal travel credit, anniversary miles and lounge access

Best For: Credit / flexible travel

• 2x miles generally; 5x on selected Capital One Travel bookings
• Transfer partners and travel redemptions

Best For: Credit / no-fee travel

• 1.25x miles generally; 5x hotels, vacation rentals and rental cars through Capital One Travel
• Transferable miles without an annual fee

Best For: Credit / dining & entertainment

• 3% dining, entertainment, eligible grocery and streaming; elevated selected portal/entertainment rates
• Broad lifestyle cash-back categories

Best For: Credit / travel & everyday categories

• 10x selected Citi Travel bookings; 3x air travel, hotels, restaurants, supermarkets and gas/EV charging; 1x other
• $100 annual hotel benefit on qualifying portal stay

Best For: Credit / flat-rate cash back

• 1% cash back when buying plus 1% when paying eligible purchases
• Simple rewards; ThankYou points flexibility

Best For: Credit / rotating cash back

• 5% rotating quarterly categories up to the quarterly maximum after activation; 1% other
• First-year Cashback Match for new cardmembers

Best For: Credit / flat-rate cash back

• Unlimited 2% cash rewards on eligible purchases
• Simple flat-rate structure

Best For: Credit / travel, dining & transit

• 3x restaurants, travel, gas, transit, popular streaming and phone plans; 1x other
• Travel-oriented categories without an annual fee

Best For: Credit / selectable category

• Current offer: 6% choice category first year, then 3%; 2% grocery/wholesale; combined quarterly cap
• Choice category can be changed; relationship bonuses may apply

Best For: Credit / British Airways & Avios

• 1.5 Avios per £1 on eligible spend
• Cabin-upgrade voucher opportunity; discounted lounge access

Best For: Credit / no-fee Virgin points

• Virgin Points on everyday spend; enhanced earning with Virgin Atlantic and Virgin Holidays
• Companion/reward voucher opportunity after qualifying annual spend

Best For: Credit / higher Virgin earn rate

• Higher Virgin Points earn rate than Reward; enhanced earning with Virgin brands
• Lower threshold or stronger progress toward companion/reward voucher than no-fee card

Best For: Credit / premium travel

• 3 points per £1 sterling; 4 points per £1 non-sterling
• Airport-lounge and travel benefits

Best For: Credit / Premier customers, no fee

• 1.5 points per £1 sterling; 2 points per £1 non-sterling
• Travel insurance/benefits may apply under current terms

Best For: Credit / cash back

• 0.5% up to £10,000 annual spend; 1% above; minimum £3,000 annual spend to receive cashback
• Purchase protections and Amex Offers

Best For: Credit / points & airport lounges

• 1 point/£ general; 2 points/£ with airlines and foreign currency; 3 points/£ through Amex Travel
• Four airport-lounge visits and Membership Rewards

Best For: Credit / overseas spending

• No standard rewards
• No Halifax overseas cash-withdrawal fee

Best For: Credit / cash back & travel

• 1% cashback, capped at £10 per month
• Travel-friendly purchase fee structure

Best For: Charge / PAYBACK points

• 1 PAYBACK point per €3 on eligible spend; extra points at PAYBACK partners
• PAYBACK ecosystem and partner coupons

Best For: Revolving credit / fee-free travel

• No standard rewards
• Issuer-fee-free foreign ATM withdrawals

Best For: Revolving credit / travel insurance

• No standard base rewards; partner cashback may vary
• Travel insurance subject to card-use conditions

Best For: Charge / premium travel & lifestyle

• Membership Rewards points on eligible spend
• Travel insurance, hotel/rental-car benefits and Amex Offers

Best For: Revolving credit / no-fee travel

• No standard base rewards
• Travel insurance; up to roughly seven weeks interest-free on purchases when paid on time

Best For: Deferred-debit charge card / travel & lifestyle

• 1 Membership Rewards point per €1 on eligible spend
• Travel protections plus rotating merchant offers; current package includes selected lifestyle benefits

Best For: Deferred-debit charge card / premium travel

• 1 Membership Rewards point per €1 on eligible spend
• Premium airport-lounge access, insurance and concierge/credit package