Balance transfer credit cards

TL;DR – The longest 0% offers in 2026 run 21 months: Chase Slate, Citi Diamond Preferred, and Wells Fargo Reflect. – The cheapest fee structure: Citi Diamond Preferred — 3% for the first 4 months. – Best with rewards: cards offering 12–15 month 0% windows plus cash back, for balances you’ll clear within a year. … Read more