Balance transfer credit card Issuers
TL;DR – Citi Diamond Preferred: 0% for 21 months on balance transfers, 3% fee within the first 4 months (5% after). No annual fee. One of the longest offers available. – Citi Double Cash: 0% for 18 months on transfers only — plus 2% cash back, but new purchases accrue interest. – You cannot transfer … Read more
TL;DR – Chase Slate (rebranded from Slate Edge in February 2026) offers 0% intro APR for 21 months on balance transfers — one of the longest windows available. – Transfer fee: flat $5 or 5% of each transfer, whichever is greater (no intro fee window). No annual fee. – You cannot transfer balances between two … Read more
Visa doesn’t set balance transfer terms — card issuers do. Learn how Visa balance transfer cards work, typical fees, and how to find the best offers. Payment Network Analysis • September 2026 Payment Interchange vs. Issuer Underwriting Standards The fundamental distinction: Visa does not issue credit cards, set 0% introductory APR periods, or determine transfer … Read more
Compare balance transfer offers from major banks and lenders. We analyze the top issuers of 0% Balance Transfer Card Issuers of 2024.